Homeowners falling behind on property taxes or mortgage payments should visit here because they may qualify for help from a $95 million program.

Help is available through the Oregon Homeownership Stabilization Initiative (OHSI) which is run by the state of Oregon. A range of help is available depending on a homeowner's current situation and need. They strongly urge anyone who is struggling to make their mortgage or property tax payments to visit the above linked website to find out if they qualify for assistance.

Homeowners that have recovered from a hardship but are still behind on mortgage or property tax payments may be eligible for the Loan Preservation Assistance program. This program can bring mortgages, past due property taxes, and reverse mortgage accounts current with a maximum benefit of $40,000.

Oregonians struggling to make their monthly mortgage payments may qualify for the Home Rescue program. This program can provide homeowners with monthly mortgage payments for up to one year with a maximum benefit of $20,000. To qualify, applicants must be able to show that their income has been reduced by at least 10% compared to any tax year between 2009 and 2016.

Funding for the Oregon Homeownership Stabilization Initiative (OHSI) is provided by the United States Treasury's Hardest Hit Fund, which allocated $220 million to Oregon in 2010 and an additional $94.5 million in 2016 for the administration of foreclosure prevention programs. To date, OHSI has provided more than $230 million in assistance to more than 12,000 homeowners.


Besides online, OHSI customer service can be reached by phone at 503-986-2025. OHSI partners with local housing nonprofits throughout the state to provide program delivery.

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