Have you been scratching your head trying to figure out whether or not you should buy a house? Sell a house? Do you even know if you can afford to buy a home? How much money will I net on my sale? You can ask alot of questions and do alot of scratching but the answers can be quite simple!

So make these 4 simple New Years Real Estate Resolutions

1. Buyer Resolution: It's no secret mortgage lending is tough. Get your taxes done, your papers in order and meet with a lender to find out what you can qualify for in a home mortgage

2. Seller Resolution: Spruce it, fix it, SELL IT! And price it to sell. Our economy in Tri-Cities is really good. Houses prices are pretty stable and so are the sales. We sold just about as many homes in 2011 as we did in 2010. Also curb appeal goes a long way! A buyer will make an initial decision in about 10 seconds upon arriving at a prospective home. Also use a realtor to get the most for your home. They have the tools to show you exactly what your home should be worth.

3.  Owner Resolution: Get right side up! Already own a home. Used your home equity to pay off bills. Get those bills paid off! 25% of people that have a mortgage owe more on their home that what it is worth!

4. Renter Resolution: To buy or not to buy? That is the question! With mortgage interest below 4% and being able to get into a home for $0 down or as low as 3.5% now is definitely the time to buy. Meet with a mortgage lender and see what you qualify for! Even if you can't buy right now stash some cash in a seperate account and save towards your goal of buying a home!

Have a Real Estate Question email me! Barry@EverstarRealty.com

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